If your vehicle is damaged in an accident that wasn't your fault and you claim through your insurance company, you'll lose your No Claims bonus and may also have to pay an insurance excess. This could cause your premium to rise until the third party repays your insurers.
At BodyTech, we're committed to getting a fair deal for our customers. If you've had an accident and weren't to blame, we can ensure that you won't have to pay an excess fee and that your No Claims bonus is not affected.
You will be provided with a 'like for like' courtesy vehicle whilst yours is off the road. Even if your vehicle is beyond repair, there's no need to fear, as you'll have the use of a hire car until the claim is settled.
Any costs and charges that are incurred during the repairs will be recovered from the insurer of the person at fault. As you haven't contacted your insurer to claim against your policy, your bonus will be unaffected, you'll be spared any excess fees and, best of all, you won't have to pay us a penny!
If your car's been damaged in an accident where you were not at fault, don't talk to your insurer before you talk to us. We're confident we can get you a better deal. To find out more, get in touch today.